1. Introduction and Acceptance of Terms

These Terms of Service (“Terms”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and Okeechobee Community Developers LLC, a New Jersey limited liability company (“Company,” “we,” “us,” or “our”), also known as Lakefront Estates, governing your access to and use of our website, platform, products, and services (collectively, the “Services”).

These Terms incorporate by reference our Privacy Policy, which is available on our website. By using our Services, you represent that you are at least 18 years of age, have read and understood these Terms, and agree to be bound by them.

We reserve the right to modify these Terms at any time. We will provide notice of material changes by updating the effective date and, where appropriate, notifying you directly. Your continued use of the Services after any change constitutes your acceptance of the revised Terms.

2. Description of Services

Okeechobee Community Developers LLC provides real estate development, community development, and related services. Our Services may include, but are not limited to:

• Real estate development consulting and project management
• Community outreach and development programs
• Marketing and communications services
• Online informational resources and lead generation tools
• Email, SMS, and digital communication platforms for client engagement

We reserve the right to modify, suspend, or discontinue any aspect of the Services at any time, with or without notice, and without liability to you.

3. User Accounts and Registration

Certain features of our Services may require you to create an account. When registering, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Keep any password and access credentials confidential
• Accept responsibility for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account

We reserve the right to suspend or terminate any account that violates these Terms or that we reasonably believe has been compromised. You may not create an account on behalf of another person without authorization, or create multiple accounts to circumvent restrictions.

4. Communications Consent and TCPA Compliance

4.1 Telephone Consumer Protection Act (TCPA) Disclosures

By providing your telephone number and using our Services, you acknowledge and agree to the following disclosures made pursuant to the Telephone Consumer Protection Act, 47 U.S.C. § 227 (“TCPA”), and the regulations promulgated thereunder by the Federal Communications Commission (“FCC”), including the FCC’s 2024 amended rules effective January 27, 2025.

4.2 Express Written Consent to Autodialed and Prerecorded Calls and Text Messages

By submitting your phone number through any form, landing page, registration page, or contact method associated with Okeechobee Community Developers LLC’s Services, you provide your prior express written consent to receive:

• Autodialed or prerecorded voice calls to the telephone number(s) you provide
• Automated text messages (SMS and MMS), including messages sent using an automatic telephone dialing system (ATDS)
• Artificial or prerecorded voice messages

Such calls and messages may be made by or on behalf of Okeechobee Community Developers LLC for marketing, informational, transactional, or operational purposes related to our Services.

4.3 One-to-One Consent Requirement

In accordance with the FCC’s 2024 TCPA amendments, your consent to receive automated marketing communications applies solely to Okeechobee Community Developers LLC and is not transferable to unaffiliated third parties. We will not use your consent as the basis for transferring your contact information to unrelated lead generators or sellers. Your consent to receive communications from us does not constitute consent to receive communications from any other entity.

4.4 Nature and Frequency of Communications

If you consent to receive text message communications from us, you understand and agree that:

• Message frequency will vary based on your interactions with our Services and your account activity
• Standard message and data rates may apply, as charged by your mobile carrier
• Not all mobile devices or carriers support all text messaging features
• Carriers are not liable for delayed or undelivered messages
• Okeechobee Community Developers LLC is not responsible for any delays or failures in the delivery of text messages
• Text messages may be sent at any time of day, including evenings and weekends
• You must be 18 years of age or older to use this SMS service

4.5 How to Opt Out

You may withdraw your consent to receive automated text messages at any time by:

• Replying STOP to any text message you receive from us
• Replying HELP to any text message to receive opt-out instructions
• Contacting us in writing at the email provided in Section 18 of these Terms

Upon receipt of a valid opt-out request, we will cease sending automated marketing text messages to your number within a commercially reasonable time, not to exceed 10 business days. You may continue to receive transactional or account-related messages necessary to complete a transaction or service you have requested, as permitted by law.

To re-subscribe to text message communications after opting out, you must provide a new express written consent.

4.6 Opt Out of Voice Calls

To opt out of receiving autodialed or prerecorded voice calls, you may:

• Request removal by calling us directly at our published phone number
• Submit a written opt-out request to the contact information provided in Section 18
• Register your phone number on the National Do Not Call Registry at www.donotcall.gov

Registration on the National Do Not Call Registry does not apply to calls from Okeechobee Community Developers LLC to which you have provided prior express written consent, until such consent is revoked.

4.7 Call Recording

Calls to or from Okeechobee Community Developers LLC may be recorded for quality assurance, training, and compliance purposes. By engaging in telephone calls with us, you consent to such recording to the extent permitted by applicable law.

4.8 Do Not Call Policy

Okeechobee Community Developers LLC maintains an internal Do Not Call list. If you request to be added to our internal Do Not Call list, we will honor that request within 30 days and maintain it for no less than five years. To be added to our internal Do Not Call list, contact us using the information in Section 18.

4.9 Third-Party Dialing Platforms

We may use third-party communication platforms and dialing services to deliver calls and messages on our behalf. Any such third-party service provider is contractually required to comply with the TCPA and applicable FCC regulations. We remain responsible for ensuring that our communications programs comply with applicable law.

5. Acceptable Use Policy

You agree to use our Services only for lawful purposes and in a manner consistent with these Terms. You must not:

• Use the Services to send unsolicited commercial messages (spam) or engage in any conduct that violates the CAN-SPAM Act, TCPA, or any other applicable law
• Transmit any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, or otherwise objectionable
• Impersonate any person or entity or falsely represent your affiliation with any person or entity
• Attempt to gain unauthorized access to any portion of our Services or any related systems or networks
• Introduce any viruses, malware, or other harmful code into our systems
• Use automated tools to scrape, crawl, or extract data from our Services without our express written consent
• Interfere with or disrupt the integrity or performance of our Services
• Violate any applicable local, state, federal, or international law or regulation

We reserve the right to investigate and take appropriate legal action against anyone who, in our sole discretion, violates this section, including reporting violators to law enforcement authorities.

6. Intellectual Property Rights

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, images, audio clips, and software, are the exclusive property of Okeechobee Community Developers LLC or its content suppliers and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use our Services solely for your personal, non-commercial use in accordance with these Terms. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, or otherwise exploit any content from our Services without our prior written consent.

The Okeechobee Community Developers LLC name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Okeechobee Community Developers LLC. You must not use such marks without our prior written permission.

7. Privacy and Data Protection

Your use of our Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our Services, you consent to the collection, use, and disclosure of your personal information as described in our Privacy Policy.

We collect and process personal information in compliance with applicable privacy laws, including the Florida Information Protection Act (FIPA), and, where applicable, the California Consumer Privacy Act (CCPA). Please review our Privacy Policy for full details on our data practices.

8. Payment Terms and Billing

Where our Services require payment, the following terms apply:

• All fees are stated in United States Dollars and are non-refundable unless otherwise specified in writing
• You authorize us to charge the payment method on file for all applicable fees
• You are responsible for all applicable taxes associated with your purchase
• We reserve the right to modify our pricing with reasonable advance notice
• Failure to pay amounts due may result in suspension or termination of your access to paid Services

Any billing disputes must be submitted in writing within 30 days of the date of the disputed charge. Failure to dispute a charge within that period constitutes your acceptance of the charge.

9. Disclaimers and Limitations of Liability

9.1 Disclaimer of Warranties

OUR SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. OKEECHOBEE COMMUNITY DEVELOPERS LLC DOES NOT WARRANT THAT OUR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

9.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OKEECHOBEE COMMUNITY DEVELOPERS LLC AND ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) OUR SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR OUR SERVICES EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO OKEECHOBEE COMMUNITY DEVELOPERS LLC IN THE TWELVE MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100.00).

Some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

10. Indemnification

You agree to defend, indemnify, and hold harmless Okeechobee Community Developers LLC and its members, managers, officers, employees, agents, licensors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, and fees (including reasonable attorneys’ fees) arising out of or relating to:

• Your violation of these Terms
• Your use of our Services
• Your violation of any third-party rights, including intellectual property or privacy rights
• Any content you submit, post, or transmit through our Services
• Your violation of any applicable law or regulation, including the TCPA or CAN-SPAM Act

11. Dispute Resolution and Arbitration

11.1 Informal Resolution

Before initiating any formal dispute resolution, you agree to contact us in writing and attempt to resolve the dispute informally. We will attempt to resolve the dispute within 30 days of receiving your written notice.

11.2 Binding Arbitration

If informal resolution is unsuccessful, any dispute, claim, or controversy arising out of or relating to these Terms or our Services shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, except that either party may seek injunctive or other equitable relief in a court of competent jurisdiction.

The arbitration shall be conducted in Ocean County, NJ, or, at your election, by telephone or video conference. The arbitrator’s decision shall be final and binding, and judgment may be entered in any court of competent jurisdiction.

11.3 Class Action Waiver

YOU AND OKEECHOBEE COMMUNITY DEVELOPERS LLC EACH AGREE THAT ANY DISPUTE RESOLUTION PROCEEDING WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. If a court or arbitrator determines that this class action waiver is unenforceable, then the arbitration agreement shall be void as to that claim.

11.4 Governing Law

These Terms and any disputes arising hereunder shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions. For any disputes not subject to arbitration, you consent to the exclusive jurisdiction of the state and federal courts located in Ocean County, NJ.

12. Third-Party Links and Services

Our Services may contain links to third-party websites, applications, or services that are not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites. We strongly advise you to review the terms of service and privacy policy of any third-party site you visit.

13. Termination

We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use our Services will immediately cease.

All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

14. CAN-SPAM Act Compliance

Okeechobee Community Developers LLC complies with the Controlling the Assault of Non-Solicited Pornography And Marketing Act of 2003 (“CAN-SPAM Act”). All commercial email communications from us will:

• Clearly identify the sender and include our valid physical postal address
• Include a clear and conspicuous notice of your right to opt out of receiving future commercial emails
• Honor opt-out requests promptly, within 10 business days
• Not use deceptive subject lines or misleading header information

To opt out of commercial email communications from us, you may click the unsubscribe link included in any marketing email, or contact us directly using the information in Section 18. Note that you may still receive transactional or service-related emails after opting out of marketing communications.

15. New Jersey Law Disclosures

Okeechobee Community Developers LLC is organized under the laws of the State of New Jersey. By using our Services, you consent to the application of New Jersey law as set forth in these Terms.

Under New Jersey law, a real estate licensee may not pay a referral fee to an unlicensed person. Nothing in these Terms shall be construed to create a referral fee arrangement that violates New Jersey Statutes.

16. Electronic Communications and Signatures

By using our Services or submitting information to us electronically, you consent to receive communications from us electronically. You agree that all agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that such communications be in writing.

Your electronic signature or affirmative click-through agreement constitutes your legal signature and agreement to be bound by any terms presented to you in connection with our Services, to the same extent as a handwritten signature under applicable law, including the Electronic Signatures in Global and National Commerce Act (E-SIGN Act) and the Uniform Electronic Transactions Act (UETA).

17. Miscellaneous Provisions

• Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding your use of our Services and supersede all prior agreements and understandings.
• Severability: If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
• Waiver: Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
• Assignment: You may not assign or transfer your rights under these Terms without our prior written consent. We may assign our rights and obligations under these Terms at any time without notice.
• Force Majeure: We shall not be liable for any failure or delay in performance due to causes beyond our reasonable control, including natural disasters, acts of government, labor disputes, or internet or telecommunications failures.
• No Third-Party Beneficiaries: These Terms do not create any third-party beneficiary rights.

18. Contact Information

If you have any questions about these Terms of Service, wish to exercise your communication opt-out rights, or need to reach us for any other reason, please contact us at:

Okeechobee Community Developers LLC

Email: info@lakefrontestatesfl.com

Phone:  1-863-333-9400

Website: lakefrontestatesfl.com